Questions about workers’ compensation

Is it the same to sue my employer or workers’ compensation is some kind of government welfare program? No, a workers’ compensation claim is an insurance claim. There is a claim against his employer and is not a welfare program.

Most employers are required by law to carry workers’ compensation insurance to protect their employees in the case of work-related injuries. Unlike a lawsuit, not to prove fault to receive benefits. You can receive benefits even if fault for the accident. If I can get workers compensation sue my employer?

No. The workers’ compensation laws protect employees and employers alike. While we do not have to prove the fault to be eligible for benefits can not sue your employer for your injuries. This protection of mourning helps ensure that all injured workers can receive compensation for your medical bills and a portion of income lost, and who receive timely manner.

You’re more likely to receive workers’ compensation benefits you do to win a personal injury lawsuit. However, overall gains are much smaller. May be able to file a complaint against a third of their injuries. For example, if your injuries were caused by faulty equipment, you may be entitled to damages in a product liability trial.

Are long-term illnesses covered by workers compensation? Yes, if they are related to the job. Occupational diseases such as respiratory problems caused by exposure to toxic substances or dangerous, are covered by workers compensation. Loss caused by exposure to noise or toxins may also audition as an occupational disease. Repetitive stress injuries such as carpal tunnel syndrome, are also covered.

I was injured while I was traveling on business. Are you covered by workers compensation? Yes, in most cases. Work-related travel is covered by workers compensation, but there are some limits on what is considered work-related. They daily commute is generally exempt from coverage, with some exceptions.

An attorney experienced workers’ compensation business travel can determine if injury is covered. I have a job. I automatically entitled to compensation benefits my employees? No. Only employees are entitled to workers compensation. Certain types of workers are not classified as employees and certain types of employers are exempt from workers compensation requirements.

Independent contractors, employees more domestic and some agricultural workers are not covered by workers compensation. If you have more questions about workers ‘compensation, visit Iowa workers compensation attorney Web site at jamesphoffman.com for more information today.

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